Posts

Home Buyer Checklist for Your Home Search

/in /by

Home Buyer Checklist: This detailed home buyer checklist can help you organize your Niagara area home search.

  1. The Hazardous Materials Inspection Report
  2. The Soils Report
  3. The Structural Engineer’s Report
  4. The Home Inspection Report
  5. The Radon Inspection Report
  6. The Termite Inspection Report
  7. The Home Warranty Policy
  8. The Survey or ILC (Improvement Location Certificate)
  9. The Subdivision Plat Map
  10. The Floor Plan Drawings
  11. The Current Appraisal (within the last 3 months)
  12. The Current Well Inspection Reports (within the last 3 months)
    a. The Potability Report
    b. The Production Report
    c. The Recovery Rate Report
    d. The Well Permit
    e. The Well Log
  13. The Current Septic Inspection Reports (within the last 3 months)
    a. Evidence that septic tank has been pumped
    b. The Septic Inspection Report
    c. The Septic Permit
  14. Subdivision Covenants
  15. HOA Rules and Regulations
  16. Easements or Encroachments affecting the property
  17. Rights of Way affecting the property
  18. Building Permits for all improvements on the property
  19. Owner’s list of all improvements done without building permits
  20. Owner’s list of all non conforming uses of the property
  21. Flood Zone Information
  22. Zoning and Use Information
  23. Mining, Abandoned Mines and Subsidence Potential Information
  24. Legal proceedings which may affect the property
    a. Foreclosure Proceedings (current or anticipated)
    b. Tax Liens or Filings (current or anticipated)
    c. Lis Pendens (notice of legal actions to be filed)
    d. Lawsuits (current or anticipated)
    e. Bankruptcy (current or anticipated)
    f. Divorce Proceedings or Decrees (current or anticipated)
    g. Zoning or Use Changes affecting the property
    h. Other
  25. Encumbrances affecting the property
  26. Loan Information (if assumption)
    a. Lender name, address and phone number
    b. Loan Number
    c. Loan Balance
    d. Loan Date, Rate, Term, Amount and Conditions
  27. Monthly Utility Bills for Last 12 Months
    a. Electric
    b. Gas (propane, oil, etc.)
    c. Water
  28. Owner’s list of all energy features
  29. The Home Energy Efficiency Rating Report
  30. Home Owner Association information (name, address, and phone)
  31. Owner’s list of all major repairs or improvements (including date)
  32. Owner’s list of all Warranties which are still current
  33. Information on neighborhood organizations/amenities
  34. Information about area schools and churches
  35. Access to private and public transportation
  36. Megan’s Law information
  37. Synthetic Stucco (Exterior Insulation and Finishing System)
  38. Any additional documentation owner has about home or property
  39. List of the best features of the home, property and area
  40. List of the worst features and how they would affect you
  41. Anything else that might be of interest to you